Decide whether to rent or buy
Compare renting against buying on your actual numbers, not a rule of thumb.
- How long you plan to stay — this decides it more than interest rates do.
- The costs of ownership renters never pay, and the flexibility owners give up.
- What the deposit would otherwise be doing.
- The true monthly cost of each option, including the costs people forget
- What you can actually afford without straining
- A recommendation with the break-even point stated
Anyone at the end of a lease or the start of a house search.
Everyone tells you renting is wasted money, and the mortgage still looks impossible.
It's the shortest honest path from where you are to a decision you can act on — 3 guided steps, one report at the end.
- The true monthly cost of each option, including the costs people forget
- What you can actually afford without straining
- A recommendation with the break-even point stated
- What to do next, this month
Every report follows the same structure: executive summary, situation overview, key findings, prioritized recommendations, an action plan, and the next best improvement. Yours to export and keep.
What actually matters here
These are the things worth being honest about before you decide. The recommendation you receive weighs each of them against your situation.
- How long you plan to stay — this decides it more than interest rates do.
- The costs of ownership renters never pay, and the flexibility owners give up.
- What the deposit would otherwise be doing.
- Whether the payment still works if your income drops.
What this uses
The decision paths behind this situation. You can read what each one covers before you start.
What happens next
- 01You describe the situation
A few plain questions — no forms to decode, no jargon.
- 02We work it through
3 guided steps, each one building on the last.
- 03You leave with a plan
A polished report, a recommendation, and one clear next step.
Built entirely on the figures you provide — never presented as financial advice.
Private by design — your inputs stay yours. Your first three reports are free.
Buy a home
Know what you can truly afford, and whether this house is the right one.
See what it coversPeople here also improve
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About 10 minutes. No credit card. Your first three reports are free.
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